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Gary N. Johnson Insurance Agency has been family owned and operated since 1983.

Who We AreContact Us

Your One Stop Shop for Safety and Security

Gary N. Johnson Insurance Agency offers a variety of personal insurance, business insurance, and insurance by industry solutions to help you protect what matters most.

Personal Insurance

Protect what is most important to you.

Business Insurance

Safeguard the future of your business.

About Gary N. Johnson Insurance Agency

Gary N. Johnson Insurance Agency has been in business for over 40 years. Gary began his insurance career way back in 1969 and opened the Gary N. Johnson Insurance Agency in 1983. Now, Robin Kiendl, the second generation, is in charge of the agency.

We provide a wide range of personal and commercial insurance policies from many regional and national carriers. Our customers receive personal service and we always strive to stay competitive in the insurance market. Give us a call today and we’ll be more than happy to give you a free quote. Come see what sets us apart.  We want to be your one stop shop for safety and security. 

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Meet the Owner

Robin Kiendl, Owner/Licensed Agent & Broker

Robin has been a licensed agent since 2008 and owner since 2016. Learn more about her and her background in the insurance industry.

We offer a wide variety of insurance solutions.

We are there for you in your time of need.

We are by your side every step of the way.

We are licensed insurance advisors.

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Insuring New York, and Beyond

As a locally-owned business and residents of New York ourselves, we understand your risks in a unique way that others may not—giving us the advantage of helping you manage those risks through insurance coverage. We are proud to serve clients locally in Jamestown, NY, and across New York and multiple states.

Auto
Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.

Solution

Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.

Solution

The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.

Solution

Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.

Solution

Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.

Solution

Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.

Solution

Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

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Proud Members of Renaissance Alliance

Through our membership with Renaissance Alliance, a carefully selected group of independent agents, we are committed to bringing our customers the highest quality products and services available.

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An Independent Agency Gives You Options

We proudly represent Travelers, Safeco, and more!

Our Clients Rave About Us

Check out our reviews and see why you should switch to Gary N. Johnson Insurance Agency.

“The ladies at Gary Johnson Insurance are always so nice and very very helpful. They are quick to handle all of our questions and concerns! Thank you Robin and Kayley for everything you do for us!”

Amy B.

“Robin is so easy to work with and almost immediately responds to all of my inquiries. She is professional and kind and I love working with her and her staff.”

Jessica G.

“Their rates were very competitive but what really sold me on changing to their agency was the friendly, professional, prompt customer service.”

Bill and Laurie S.

Current Clients

Already a client of Gary N. Johnson Insurance Agency? We’re happy to help!

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